Americans are Required to have Health Insurance

Effective January 1, 2014

In order to provide coverage for most Americans, individuals will be required to obtain basic health insurance coverage or pay a tax. The tax will be used to help offset the costs of caring for uninsured Americans. If affordable coverage is not available to an individual, they may be eligible for an exemption. This requirement will help achieve near-universal coverage by building upon and strengthening the private employer-based health insurance system, which covers 176,000,000 Americans nationwide.

Learning Links & Tools

Read the 2012 U.S. Supreme Court ruling

Learn more about Shared Responsibility

Source: Patient Protection and Affordable Care Act, §1501-1502.

This site offers information drawn from sources that are believed to be reliable, but it cannot be guaranteed as to completeness or accuracy. The content is not intended to be, and should not be relied upon as, tax, legal, financial, or health care advice.

Effective September 23, 2010, federal health reform may require changes to your coverage, depending on your plan. Get more information.

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